Many people believe they are the only ones struggling financially.
One-off payments from this year's Budget, such as child benefit or the Christmas bonus, should be put away for future expenses if possible.
That's the advice of Offaly budgeting influencer Caz Mooney, from @irishbudgeting on Instagram.
Budget 2024 was officially announced earlier this week, with generally mixed views from the public.
Caz says it's important to realise that you are not the only one struggling with finances:
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